We sincerely hope you never get in a car accident. Automobile collisions are all too common and too often they result in injury or death. Even if everyone drove the way they should, we would still have accidents. Sometimes, they just can’t be avoided, and you should know what to do in the fallout. Keep reading to learn more.
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Steps to take after being in a car accident
1. Make sure everyone is okay
First and foremost, you should ensure that everyone involved is safe and unhurt. Check yourself first, then ask others in your car if they are okay. Get out of your vehicle and make sure the other motorists are okay too. If anyone is hurt, call 9-1-1 immediately to report the injuries.
2. Protect the scene
Never drive away after colliding with another vehicle. Stay on the scene, turn on your hazard lights, and set up any road flares you may have.
3. Call the police
Even with no serious injuries, you should still call the authorities to file a police report. If nobody is hurt, use your local non-emergency number and explain the situation. A police officer will be on the scene shortly to record the course of events. Tell the officer exactly what happened to the best of your ability. Avoid speculating or guessing and only give them the facts.
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4. Take photos
Keep your own record of what happened. Take pictures of any damages of your vehicle and of any visible injuries you sustained.
5. Exchange information
You should get contact and insurance info from the other driver. The police officer will take down everyone’s information anyway, but you should too just to be safe. This will make your insurance claims go smoother if you do have to file one.
6. Notify your insurer
You should let your insurance agent know about the incident as soon as possible. Report the accident to them and they will handle the rest.